December, 2020

This is the official Privacy Policy of www.businessfabacademy.com (“website”), a website owned and operated by the BusinessFAB® Media, LLC. (“we,” “us,” or “our”).  This Privacy Policy forms part of your legal agreement with us and is incorporated into and made a part of the Website Terms of Use. Capitalized terms not defined herein have the meanings given to them in the Terms of Use.

THE INFORMATION WE COLLECT AND/OR RECEIVE.  In the course of operating the website, we may collect (and/or receive) the following types of information. By visiting this website, you authorize us to collect and/or receive such information.

Personal Information.  When you register for a course or make any purchase on the website, you will be required to provide us with personal information about yourself, such as your name, email address, mailing address, and phone number (collectively, “Personal Information”).  We do not collect any Personal Information from you unless you provide us with the Personal Information voluntarily.

Billing Information.  In order for us to process your payments, you will be required to provide certain billing information, such as your credit card number, expiration date, bank account information, billing address, activation code, and similar information (collectively, “Billing Information”). You authorize our third-party payment processors including, without limitation, Stripe and Paypal, to collect, process, and store your Billing Information in accordance with their respective privacy policies.  We reserve the right to change our payment vendors at any time, or to use additional payment vendors, at our discretion, and will update this Privacy Policy from time to time accordingly.

Other Information.  In addition to the Personal Information and the Billing Information, we may collect or receive additional information (collectively, the “Other Information”).  Such Other Information may include:

From Your Activity.  In order to provide you certain features and functionalities of the Website, and in an ongoing effort to improve our Website, we automatically collect certain information when you use the Website, and integrate it with your other devices and services.  Such information may include, without limitation:

IP addresses, browser type and language, referring and exit pages and URLs, date and time, amount of time spent on the Website, what sections of the Website you visit, etc.;

information about a mobile device, including universally unique ID (“UUID”), platform type and version (e.g., iOS or Android), carrier and country location, hardware and processor information, and network type; and activity and usage information occurring via the Website, including, without limitation, information about past purchases and product/service preferences.

From Cookies.  We collect information using “cookie” technology. Cookies are small packets of data that a website stores on your computer’s or mobile device’s hard drive so that your computer will “remember” information about your visit to our Website.  We may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them) to help us collect Other Information and to enhance your experience using the Website.  If you do not want us to place a cookie on your hard drive, you may be able to turn that feature off on your computer or mobile device. Please consult your Internet browser’s documentation for information on how to do this and how to delete persistent cookies.  However, if you decide not to accept cookies from us, the Website may not function properly.

Third-Party Analytics and Remarketing.

We and the third-party technology providers, ad exchanges, ad networks, advertisers, agencies, and ad servers with which we work use third-party analytics services (such as Google Analytics) to evaluate your use of the Website, compile reports on activity, collect demographic data, analyze performance metrics, and collect and evaluate other information relating to the Website, and mobile and Internet usage.  These third parties use cookies and other technologies to help analyze and provide us the data. You consent to the processing of data about you by these analytics providers in the manner and for the purposes set out in this Privacy Policy.  For more information on these third parties, including how to opt out from certain data collection, please visit the sites below.  Please be advised that if you opt out of any service, you may not be able to use the full functionality of the Website.

For Google Analytics, please visit: https://www.google.com/analytics

For Facebook, please visit: https://www.facebook.com/about/privacy

We also use one or more third-party remarketing services to advertise on third-party websites to previous visitors to our Website. These third-party remarketing service providers use cookies to serve ads based on a past visit to the Website. Any data collected by such third party remarketing service providers will be used in accordance with this Privacy Policy and the privacy policy of such third party remarketing services provider. For more information on such third party remarketing service providers, including how to opt out from certain data collection, please note the following:

For Google Adwords, you can set preferences for how Google advertises to you using the Google Ad Preferences page at https://adssettings.google.com/authenticated, and if you want to, you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.

For Web Identity, you can opt out of tracking and retargeting emails by emailing [email protected] with the subject line “Web Identity opt out.”

HOW WE USE AND SHARE THE INFORMATION. You authorize us to use your Personal Information, Billing Information, and Other Information (collectively, the “Information”) to provide the Website, and to improve the same; to process transactions; to solicit your feedback; and to inform you about our products and services and those of our promotional partners. You also authorize us to use and/or share Information as described below:

We may, from time to time, share and/or license Information with or to other companies, who may provide you information about the products and services they or their partners offer.  However, to the extent required by law, you will be given the opportunity to opt-out of such sharing.

We will access, use, and share the Information as required to fulfill our obligations to you, provide you with support, and to address your questions or requests regarding our Website.

We may employ other companies and individuals to perform functions on our behalf.  Examples may include providing customer service, billing, and marketing assistance.  These other companies will have access to the Information only as necessary to perform their functions and to the extent permitted by law.

In an ongoing effort to better understand our customers and our Website, we may analyze certain Information in anonymous and/or aggregate form in order to operate, maintain, manage, and improve the Website, our products, and our services (including courses).  This anonymous information does not identify you personally.  We may use this anonymous information, and share and/or license it with and to our affiliates, agents, business and promotional partners, and other third parties.  We may also disclose anonymous user statistics in order to describe our Website and business to current and prospective business partners and to other third parties for other lawful purposes.

We may share some or all of your Information with any of our parent companies, subsidiaries, joint ventures, or other companies under common control with us.

As we develop our businesses, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, sale of assets, dissolution, or similar event, the Information may be part of the transferred assets.

To the extent permitted by law, we may also disclose the Information: (i) when required by law, court order, or other government or law enforcement authority or regulatory agency; or (ii) whenever we believe that disclosing such Information is necessary or advisable, for example, to protect our rights, property, and safety and the same of others.

THE INFORMATION COLLECTED BY OR THROUGH THIRD-PARTY ADVERTISING COMPANIES.  You authorize us to share other information about your activity and interaction with the Website with third parties for the purpose of tailoring, analyzing, managing, reporting, and optimizing advertising to you.  These third parties may use cookies, pixel tags (also called web beacons or clear gifs), and/or other technologies to collect such Other Information for such purposes.  Pixel tags enable us, and these third-party advertisers, to recognize a browser’s cookie when a browser visits the site on which the pixel tag is located in order to learn which advertisement brings a user to a given site. 

SHARING OF YOUR PERSONAL INFORMATION WITH NON-AFFILIATED THIRD PARTIES.  We will not share your Personal Information with non-affiliated third parties that may use such information to market to you, without obtaining your opt-in consent. For example, we may offer you a product opportunity that requires us to share your Personal Information with non-affiliated third parties that may use such information to market to you. We will obtain your opt-in consent to such sharing of your Personal Information when we present you with the terms of such offer.  If you have opted-in for this kind of sharing, then you may choose to opt-out of such sharing, or request certain information regarding our  disclosure of such Personal Information to such non-affiliated third parties, by contacting us at [email protected].

HOW WE PROTECT YOUR PERSONAL INFORMATION.  We take commercially reasonable steps to protect your Personal Information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction.  Please understand, however, that no security system is impenetrable.  We cannot guarantee the security of our databases, nor can we guarantee that the Personal Information that you supply will not be intercepted while being transmitted to and from us over the Internet.

ACCESSING AND MODIFYING PERSONAL INFORMATION AND COMMUNICATION PREFERENCES.  If you have an account on the Website, you may access, review, and make changes to your Personal Information by following the instructions found on the Website.  In addition, you may manage your receipt of marketing and non-transactional communications by clicking on the “unsubscribe” link located on the bottom of any branded marketing email.  Registered users cannot opt out of receiving transactional emails related to their Website account unless otherwise provided on the email.  We will use commercially reasonable efforts to process such requests in a timely manner.  You should be aware, however, that it is not always possible to completely remove or modify information in our databases.

IMPORTANT NOTICES TO NON-U.S. RESIDENTS.  The servers used in connection with the operation and use of the Website are operated in the United States and elsewhere.   Please be aware that your Information, including your Personal Information and Billing Information, may be transferred to, processed, maintained, and used on computers, servers, and systems located outside of your state, province, country, or other governmental jurisdiction where the privacy laws may not be as protective as those in your jurisdiction.  If you are located outside the United States and choose to use the Website, you hereby irrevocably and unconditionally consent to such transfer, processing, and use in the United States and elsewhere.

CHILDREN.   We do not knowingly collect personal information from children under the age of 13 through the Website.  If you are under 13, please do not give us any Personal Information.  We encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce our Privacy Policy by instructing their children never to provide Personal Information through the Website without their permission.  If you have reason to believe that a child under the age of 13 has provided Personal Information to us, please contact us, and we will endeavor to delete that information from our databases.

We reserve the right, in its sole discretion, to modify, add or delete provisions of this Privacy Policy at any time.  We will post the effective date of any change at the top of this Privacy Policy. Your use of the Website or any Content after the effective date of any such modification means you accept and agree to be bound by the Privacy Policy as modified. We urge you to come back to this digital page and review this Privacy Policy regularly so that you remain aware of the terms and conditions that apply to you.

For questions relating to privacy, please contact us at [email protected].